Virtual credit card
For Shopping Payments

Yes, using a virtual card for online purchases is one of the safest ways to protect your payment information. Unlike physical cards, VCCs are not linked to your main bank account, so your account details remain private. Finup adds multiple layers of protection:

• 3D Secure (3DS) for extra authentication at checkout
• Fraud detection systems to block suspicious activity in real time
•Chargeback support if you need to dispute a payment

This makes Finup VCCs highly secure, even on unfamiliar websites.

Definitely yes. You can use a prepaid virtual card however you want, including for recurring charges like Amazon Prime, Spotify, or Netflix. In contrast to regular credit cards, Finup’s virtual Visa® supports merchant-locked numbers: your card “remembers” the merchant, so it works smoothly for recurring billing.

Additionally, you can enable auto-reload, so your balance stays topped up automatically. That means your cards are still active when needed, and your subscription never gets interrupted.

There’s a very low chance that your card would ever get compromised. Yet, if this happened,  you can instantly freeze or cancel it with no need to replace your main credit card or bank account. Since it’s separate from a traditional credit card with its own security code, there’s no access to your real financial data.

Finup’s limits are so high that you can use a VCC as a personal or company card without noticing any restrictions. Yet, if you need to, you can always set a spending cap within a separate card or the whole account.