What is VCC for Google Ads?

Virtual credit cards for Google Ads are a top-notch solution that allows you to enjoy secure, smooth, and effective ad spend management without headaches. It’s a flexible payment method that helps advertisers avoid card suspensions, stolen card data, and complicated agency billing.

Even more, virtual solutions made for affiliate marketing offer the opportunity to issue a unique card for each campaign, which makes it easier to allocate specific budgets, monitor spending, and prevent unauthorized transactions. This approach not only streamlines financial tracking but also allows for quick adjustments — such as pausing or replacing a card — without impacting other campaigns.

Types of Virtual Cards for Google Advertising

Choose your virtual credit or debit card for Google Advertising and enjoy all the perks of online payment methods. Pick one from Finup’s flexible solutions for any scale and type of project.

Perfect for small businesses, this virtual card for Google Ads suits any need. It can serve as a multi-platform payment card for Google, Meta, TikTok, or any other advertising platform. Enjoy detailed analytics and hassle-free management of all your online needs.

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Universal card

20+ BINs
High spending limits
Unlimited number of cards

$3.00

Issuing

Free

Maintaining

Perfect for small businesses, this virtual card for Google Ads suits any need. It can serve as a multi-platform payment card for Google, Meta, TikTok, or any other advertising platform. Enjoy detailed analytics and hassle-free management of all your online needs.

Platinum virtual cards with great performance stability and exclusive rates. Access is given in cases of significant volumes of transactions.

Platinum card

20+ BINs
For any payments
Web-services

Built for media buyers scaling 6 figures, this type of virtual card is an ideal choice for those who require ultra-high daily caps, priority replenishment, and enhanced spending controls. Additionally, it offers dedicated account support to ensure seamless payment processing and quick issue resolution.

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Connect to Apple Pay & Google Pay

Advanced security measures
Instant support
Higher reliability
For personal & business purposes

From $2.00

Issuing

Free

Maintaining

Built for media buyers scaling 6 figures, this type of virtual card is an ideal choice for those who require ultra-high daily caps, priority replenishment, and enhanced spending controls. Additionally, it offers dedicated account support to ensure seamless payment processing and quick issue resolution.

Why Use a VCC 
for Google Ads?

Digital advertising has never been so easy. Get a debit or a credit card for AWS from Finup and enjoy the new era of online transactions.

Zero Declines

Choose from 20+ BIN options and opt for ones whitelisted for Google billing. Digital advertising has never been so simple before — you don’t need to worry about payment failures, unexpected card blocks, or interruptions in your campaigns. Enjoy seamless transactions, reliable approvals, and uninterrupted ad delivery.

Security

There’s no need to share your physical card number, expiration date, or other details. Finup cards are not linked to your main bank account, reducing risk payment exposure and enhancing privacy.

Even more, with Finup, you can create a virtual payment card specifically for advertising needs. Get real-time transaction alerts via Telegram and freeze your card instantly if needed. Built-in security features like 3DS authentication ensure maximum protection during online transactions.

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Create unlimited virtual cards online with Finup - image №3

Budget Mastery

Take advantage of a clear profit and loss (P&L) statement that lets you instantly see how your advertising budget performs. With Finup, you can issue one card per campaign and as many as you need. This helps any marketer keep spending transparent, improve expense tracking, and optimize every dollar.

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Team Permissions

Issue sub-cards to media buyers and enjoy full transparency of online advertising. Our VCCs allow you to assign roles (Administrator, Employee, Bookkeeper) and set custom permissions to control how each team member uses the card. This ensures every Google Ads payment is tracked, the card has sufficient funds, and no one can overspend or use the budget for the wrong campaign.

How does it work?

Setting up your virtual credit card (VCC) with Finup takes just minutes — and it’s designed for seamless use on top advertising platforms like Meta Ads Manager, Google, or TikTok.

1. Sign Up

Getting started with your Google Ads VCC is simple: sign up, provide your basic details, and pass a quick verification. Once your account is ready, you can instantly issue your virtual card and prepare it for Google advertising.

2. Generate Card(s)

Instantly create as many cards as needed — one per team, channel, or region — for smarter tracking and full control. Select the type (Universal or Platinum), choose your BIN, and set spending limits.

3. Fund & Attach

Load a virtual Visa card with crypto or traditional payment methods. Once everything is ready, add it to Google AdWords billing.

4. Launch & Monitor

Manage your Google Ads campaigns seamlessly with advanced analytics. Finup provides comprehensive dashboards to see what’s going on and notice patterns. You can also pause campaigns or freeze VCCs to optimize ad spend.

Pricing

Find the perfect plan for your business.

FAQ

We have tried to collect popular questions here. If you still have questions, contact our support team

Does each ad campaign need a separate card?

Not necessarily, but assigning a separate card to each campaign greatly simplifies the effective management of Google Ads. It helps you track spending per campaign, isolate budgets, and reduce risks. In case of payment bans or other payment issues, having separate cards ensures that problems with one campaign won’t affect others.

What happens if a card is flagged by Google?

If Google flags a card, the associated campaign may be paused or restricted from running ads. However, with Finup’s VCCs, you're protected — since each campaign can use a separate card, issues are contained.

You can simply freeze the flagged card, generate a new one instantly, and resume advertising without delays or risking other campaigns. This minimizes downtime and helps maintain smooth ad operations.

Are there top-up fees for virtual credit cards?

Finup’s top-up fees are 3% or even lower, depending on your spending. As dedicated virtual card providers, we offer one of the lowest fees on the market while still maintaining a premium quality of service.

Can agencies white-label virtual cards for clients?

Yes! Finup allows agencies to manage virtual cards for their clients. Agencies can issue separate VCCs per client, assign roles, control spending limits, and monitor expenses under one dashboard. This gives agencies full visibility, control, and scalability while keeping client budgets isolated and secure.

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