Virtual Credit Cards for Business | Secure Corporate Spending

Virtual Payment Cards
‍Designed for Modern Businesses

Move fast, stay in control. With Finup, you can use virtual cards instantly — no delays, no paperwork. Issue

multiple cards for your team, manage spending in real time, and operate in multiple currencies .

Our corporate VCC solution is built for modern teams who need flexibility, security, and full control.

Move fast, stay in control. With Finup, you can use virtual cards instantly — no delays, no paperwork.

Issue multiple cards for your team, manage spending in real time, and operate in multiple currencies .

Our corporate VCC solution is built for modern teams who need flexibility, security, and full control.

Advantages of Finup Virtual Cards for Business?

Unlock all the benefits of virtual cards with Finup — a smarter way to handle online payments and manage team expenses. They offer flexibility, security, and advanced business features, which make them an ideal solution for companies of any size.

Unlimited Cards & Budgets

Instantly issue as many virtual credit or debit cards as needed, assigning each to a team member, project, or expense category. Whether you're scaling fast or managing detailed workflows, Finup adapts to your business needs with flexible budgeting and full control at every level.

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Create unlimited virtual cards online with Finup - image №3

Granular Spend Controls

Finup lets you set individual spending limits for each card and pause or delete cards instantly, which gives your digital business full control over every payment. Enjoy the card benefits of smarter budgeting without micromanagement.

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Real-Time Tracking & Reports

Monitor every online transaction in real-time through instant Telegram notifications. See detailed insights into all virtual card payments in your virtual card account to analyze spending, streamline budget tracking, and optimize costs with data you can actually use.

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Multi-Currency & FX Savings

Make borderless payments without worrying about hidden conversion costs — only a standard 1% Visa fee applies. Ideal for business travel or managing a specific business across markets, Finup lets you pay globally from your digital wallet with ease and transparency.

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No Hidden Fees

Finup virtual cards offer such transparent services that you’ve never seen before. Make online purchases without hidden fees — only a 3% top-up fee or even less, depending on your corporate credit card spending.

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Where Your Team Can Use Finup Cards

SaaS subscriptions

Cloud hosting services

Travel and accommodation booking

Digital advertising platforms (e.g., Meta, Google Ads)

Freelancer payouts

Procurement and B2B marketplaces

Online training and learning tools

CRM and analytics tools

App store payments

Domain and hosting renewals

How Finup Virtual Cards Work

1. Register Your Business

Getting started takes just a minute — fill in basic details like your name, email, and Telegram nickname, and set a secure password. After reviewing the Terms of Service and Privacy Policy, you're ready to unlock your corporate card dashboard and use a virtual card right away.

2. Create Your First Card

Finup cards can be issued instantly with just a few clicks. The only thing you need to do is clarify some card details. Choose the type you want (Universal or Platinum), pick a provider (Visa or Mastercard), BIN, and quantity to issue. You’ll see a new 16-digit card number on your dashboard in seconds, with no need to wait.

3. Fund Wallet Balance

Top up your wallet securely using USDT, TRX, LTC, ETH, MATIC, SOL, DOGE, USDC, or BTC. The funds are credited automatically — you don’t need to take any manual steps beyond sending the payment. Once topped up, you can distribute the balance across different cards or set one as your primary card for streamlined payments.

4. Assign Roles

Finup makes team management simple with role-based access for admins, staff, and bookkeepers. Assign cards to employees, set limits, and tag each card by project or department. Such cards also support efficient collaboration and financial control across your company.

5. Track & Reconcile

Finup makes it easy for businesses to manage spending in real-time with smart dashboards and detailed analytics for every card. Get instant mobile alerts via Telegram on transactions, 3DS codes, and more with no physical card needed.

6. Automate

Harness the power of virtual cards with Finup’s API, which integrates seamlessly into your internal systems. Automate key workflows like issuing cards on demand or tracking transactions in real-time for any use case, from budget control to streamlined reconciliation. It’s perfect for scaling teams that need full control without manual work.

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FAQ

We have tried to collect popular questions here. If you still have questions, contact our support team

How quickly can I create a new virtual card?

Just a few minutes and a click, and your digital card is ready. Finup allows companies of all sizes to issue digital cards instantly, so you can take advantage of secure online payments right on the spot.

Even more, you can automatically create virtual cards based on specific triggers in the workflow, thanks to API integration. Why wait if you can save time and ensure your team always has the right tools at hand?

Are there spending or card-quantity limits?

Finup’s virtual cards for your business come with generous spending limits and no cap on the number of cards you can issue. Whether you need one or one hundred, you’re free to scale without restrictions.

How can I fund my cards?

Unlike a physical credit card, funding your virtual cards is fast and flexible. Simply click the "Deposit to Wallet" button to generate an invoice and top up your account using USDT, TRX, LTC, ETH, MATIC, SOL, DOGE, USDC, or BTC. Virtual cards eliminate traditional banking delays and boost payment security for your business.

Do you charge hidden fees?

No, Finup offers transparent fees. The card issuance costs $3, and the top-up fee is 3% or even less, which is one of the most competitive rates among card companies. Unlike many providers, we don’t hide extra charges, so you can manage many virtual cards, pay your team, and make purchases online with full confidence.

Interestingly, you can even earn by sharing the advantages of virtual cards. Finup offers a partner program that rewards users for referring new clients. Partners receive 10% of the fees from every new card issued by their referrals. Moreover, you can create a personalized link and easily track each referral payment and overall analytics.

How do I monitor spending and ROI?

Comprehensive dashboards are perfect for keeping a close eye on your finances. Finup provides detailed analytics on all virtual card transactions and account activity so you can:

track the total spend across multiple business units
monitor refunds
identify the percentage of declined payments
analyze transaction volumes and amounts by day
review top-ups and withdrawals
keep track of fees

Clear visualizations like graphs and charts help you quickly spot trends and optimize budgets, which is crucial for managing online advertising campaigns and other expenses. Transaction sorting lets you filter by date, amount, status, and more, simplifying the management of large data sets.

As such, by using Finup, you reduce dependence on the line of credit options and opt for a secure way to control spend across diverse business needs.

Virtual Credit Cards
‍for Business

Virtual Payment Cards
‍Designed for Modern Businesses

Made for Business Teams
‍of Any Size